Sources
- Canada Revenue Agency — TFSA dollar limit $7,000 for 2026; cumulative room $109,000 since 2009; room restored on 1 January after a withdrawal
- Canada Revenue Agency — RRSP deduction limit: 18% of prior-year earned income to a $33,810 cap in 2026; FHSA $8,000 a year to a $40,000 lifetime maximum, 15-year window
- Canada Deposit Insurance Corporation — $100,000 per insured category; deposits covered, investments not
- Canada Mortgage and Housing Corporation — insurance required below a 20% down payment; premiums of 0.60% to 4.50%, and the lender is the insured party
- Government of Canada — Canada Pension Plan: standard age 65, up to 36% lower at 60, up to 42% higher at 70
- Government of Canada — Old Age Security: residence-based, 40 years after age 18 for the full pension, recovery tax at higher incomes
- Equifax Canada and TransUnion Canada — the 300–900 range and the common score bands
Read end to end and corrected: August 9, 2026. Numbers checked: August 9, 2026.